Fees & Limits

We publish everything, openly, for complete transparency and safety.

Jade Card Plan

Monthly loading on card: €3,000.00
Yearly loading on card: €36,000.00
Monthly loading on IBAN: €6,000.00
Yearly loading on IBAN €72,000.00

CARD FEES

FEE in EUR
Card Fee NO FEE
(including activation)
Inactivity fee NO FEE
Monthly Service Charge NO FEE

LOADING TRANSACTIONS

FEE in EUR
Load Via Debit Card Fee (IBAN) 0.50% + €0.15
SEPA Incoming Load (IBAN) NO FEE

SPENDING TRANSACTIONS

FEE in EUR
SEPA Outgoing Payment Fee NO FEE
(using IBAN and BIC)
International Payments – 3.00% with €25
PRIORITY (SWIFT) minimum and €300 maximum

ADMINISTRATIVE TRANSACTIONS

FEE in EUR
Replacement Card €10

ATM USAGE

FEE in EUR
ATM Domestic
(SEPA region)
2.50%
ATM International 1.00% + €2.50
(outside SEPA region)
ATM Balance Inquiry €0.50
Pin change at ATM €0.50

POS TRANSACTIONS

FEE in EUR
POS Domestic (SEPA region) NO FEE
POS International (outside SEPA region) 1.00% + €1.00

DECLINE FEE ON SPEND

FEE in EUR
Decline Fee €0.50

MISCELLANEOUS FEES

FEE in EUR
FX Fee on card 3.00%
Card to Card NO FEE
IBAN creation NO FEE
FIRST ONLINE PIN REVEAL (Dashboard) NO FEE
ALL SUBSEQUENT ONLINE PIN REVEALS €1.00
(SMS only)

SPENDING LIMITS PER CARD

JADE (€)
Maximum ATM Withdrawal per day 750
Maximum ATM Withdrawal per month 1,000.00
Maximum ATM Withdrawal per year 12,000.00
ATM Maximum Number of  3
Withdrawals per day
POS Maximum Spend per day 3,000.00
POS maximum Spend per month 3,000.00
POS maximum Spend per year 36,000.00
POS maximum Spend per single transaction 3,000.00
POS Maximum Number of Transactions per day 20

LOADING LIMITS

JADE EUR IBAN (€)
Initial Load Maximum 6,000.00
Max individual Reload Amount 6,000.00
Max load limit per day 6,000.00
Max number of loads per day                                                  20
Maximum load amount per month 6,000.00
Maximum cumulative Yearly Load 72,000.00
Maximum Available Balance on IBAN 10,000.00
Card to Card Load Tries per day 5

Emerald Card Plan

Monthly loading on card: €6,000.00
Yearly loading on card: €72,000.00
Monthly loading on IBAN: €20,000.00
Yearly loading on IBAN: €240,000.00

CARD FEES

FEE in EUR
Card Fee NO FEE
(including activation)
Inactivity fee NO FEE
Monthly Service Charge €9.95

LOADING TRANSACTIONS

FEE in EUR
Load Via Debit Card Fee (IBAN) 0.50% + €0.15
SEPA Incoming Load (IBAN) NO FEE

SPENDING TRANSACTIONS

FEE in EUR
SEPA Outgoing Payment Fee NO FEE
(using IBAN and BIC)
International Payments – 3.00% with €25 minimum
PRIORITY (SWIFT) and €300 maximum

ADMINISTRATIVE TRANSACTIONS

FEE in EUR
Replacement Card €10

ATM USAGE

FEE in EUR
ATM Domestic (SEPA region) 2.00%
3 x NO FEE ATM withdrawals per calendar month with threshold €200 each withdrawal
ATM International (outside SEPA region) 1.00% + €2.00
ATM Balance Inquiry € 0.50
Pin change at ATM € 0.50

POS TRANSACTIONS

FEE in EUR
POS domestic (SEPA region) NO FEE
POS International (outside SEPA region) 1.00% + €1.00

DECLINE FEE ON SPEND

FEE in EUR
Decline Fee €0.50

MISCELLANEOUS FEES

FEE in EUR
FX Fee on card 3.00%
Card to Card NO FEE
IBAN creation NO FEE
FIRST ONLINE PIN REVEAL (Dashboard) NO FEE
ALL SUBSEQUENT ONLINE PIN REVEALS €1.00
(SMS only)

SPENDING LIMITS PER CARD

EMERALD CARD (€)
Maximum ATM Withdrawal per day 750
Maximum ATM Withdrawal per month 1,000.00
Maximum ATM Withdrawal per year 12,000.00
ATM Maximum Number of 3
Withdrawals per day
POS Maximum Spend per day 6,000.00
POS maximum Spend per month 6,000.00
POS maximum Spend per year 36,000.00
POS maximum Spend per single transaction 3,000.00
POS maximum Number of Transactions per day 20

LOADING LIMITS

EMERALD EUR IBAN (€)
Initial Load Maximum 10,000.00
Max individual Reload Amount 20,000.00
Max load limit per day 20,000.00
Max number of loads per day 20
Maximum load amount per month 20,000.00
Maximum cumulative Yearly Load 120,000.00
Maximum Available Balance on IBAN 20,000.00
Card to Card Load Tries per day 5

Onyx Card Plan

Monthly loading on card: €55,000.00
Yearly loading on card: €660,000.00
Monthly loading on IBAN: €110,000.00
Yearly loading on IBAN: €1,320,000.00

CARD FEES

FEE in EUR
Card Fee NO FEE
(including activation)
Inactivity fee NO FEE
Monthly Service Charge €68.95

LOADING TRANSACTIONS

FEE in EUR
SEPA Incoming Load (IBAN) NO FEE

SPENDING TRANSACTIONS

FEE in EUR
SEPA Outgoing Payment Fee NO FEE
(using IBAN and BIC)
International Payments – 3.00% with €25 minimum and €300 maximum
PRIORITY (SWIFT)

ADMINISTRATIVE TRANSACTIONS

FEE in EUR
Replacement Card €10

ATM USAGE

FEE in EUR
ATM Domestic (SEPA region) 2.00%
3 x NO FEE ATM withdrawals per calendar month with threshold €300 each withdrawal
ATM International 1.00% + €2.00
(outside SEPA region)
ATM Balance Inquiry €0.50
Pin change at ATM €0.50

POS TRANSACTIONS

FEE in EUR
POS Domestic (SEPA region) NO FEE
POS International 1.00% + €1.00
(outside SEPA region)

DECLINE FEE ON SPEND

FEE in EUR
Decline Fee €0.50

MISCELLANEOUS FEES

FEE in EUR
FX Fee on card 2.00%
Card to Card NO FEE
IBAN creation NO FEE

FIRST ONLINE PIN REVEAL
NO FEE
(Dashboard)

ALL SUBSEQUENT ONLINE PIN REVEALS
€1.00
(SMS only)

SPENDING LIMITS

ONYX (€)
Maximum ATM 550.00
Withdrawal per day
Maximum ATM 2,200.00
Withdrawal per month
Maximum ATM 26,400.00
Withdrawal per year
ATM Maximum Number of 3
Withdrawals per day
POS Maximum Spend per day 11,250.00
POS maximum Spend per month 55,000.00
POS maximum Spend per year 660,000.00
POS maximum Spend per single transaction 5,500.00
POS Maximum Number of Transactions per day 20

LOADING LIMITS

ONYX EUR IBAN
Initial Load Maximum 50,000.00
Max individual Reload Amount 50,000.00
Max load limit per day 50,000.00
Max number of loads per day                                                  20
Maximum load amount per month 110,000.00
Maximum cumulative Yearly Load 1,320,000.00
Maximum Available Balance on IBAN 100,000.00
Card to Card Load Tries per day 5

Ruby Card Plan

Monthly loading on card: €110,000.00
Yearly loading on card: €1,320,000.00
Monthly loading on IBAN: €1,000,000.00
Yearly loading on IBAN: €3,000,000.00

CARD FEES

FEE in EUR
Card Fee NO FEE
(including activation)
Inactivity fee NO FEE
Monthly Service Charge €99.95

LOADING TRANSACTIONS

FEE in EUR
SEPA Incoming Load (IBAN) NO FEE

SPENDING TRANSACTIONS

FEE in EUR
SEPA Outgoing Payment Fee NO FEE
(using IBAN and BIC)
International Payments – 3.00% with €25 minimum and €300 maximum
PRIORITY (SWIFT)

ADMINISTRATIVE TRANSACTIONS

FEE in EUR
Replacement Card €10

ATM USAGE

FEE in EUR
ATM Domestic (SEPA region) 1.50%
3 x NO FEE ATM withdrawals per calendar month with threshold €500 each withdrawal
ATM International 1.00% + €1.50
(outside SEPA region)
ATM Balance Inquiry €0.50
Pin change at ATM €0.50

POS TRANSACTIONS

FEE in EUR
POS Domestic (SEPA region) NO FEE
POS International 1.00% + €1.00
(outside SEPA region)

DECLINE FEE ON SPEND

FEE in EUR
Decline Fee €0.50

MISCELLANEOUS FEES

FEE in EUR
FX Fee on card 2.00%
Card to Card NO FEE
IBAN creation NO FEE

FIRST ONLINE PIN REVEAL
NO FEE
(Dashboard)

ALL SUBSEQUENT ONLINE PIN REVEALS
€1.00
(SMS only)

SPENDING LIMITS

RUBY (€)
Maximum ATM 1,100.00
Withdrawal per day
Maximum ATM 4,400.00
Withdrawal per month
Maximum ATM 52,800.00
Withdrawal per year
ATM Maximum Number of 3
Withdrawals per day
POS Maximum Spend per day 22,500.00
POS maximum Spend per month 110,000.00
POS maximum Spend per year 1,320,000.00
POS maximum Spend per single transaction 11,000.00
POS Maximum Number of Transactions per day 20

LOADING LIMITS

RUBY EUR IBAN
Initial Load Maximum 200,000.00
Max individual Reload Amount 200,000.00
Max load limit per day 200,000.00
Max number of loads per day                                                  20
Maximum load amount per month 1,000,000.00
Maximum cumulative Yearly Load 3,000,000.00
Maximum Available Balance on IBAN 100,000.00
Card to Card Load Tries per day 5